Personal Insurance Products | Commercial Insurance Products | Financial Services
We can help you choose the right policy and options from our many
providers. We have policies to protect your home, cars, jewelry,
home business or boat - in almost any situation.
Personal Auto Back to Top
Personal Auto Back to Top
You need to protect yourself
should your vehicle be damaged or stolen. Just as important you
need insurance for liability - property damage or injury to others
- caused by you and other household members as a result of
operating a motor vehicle. Other policy features include medical
payment reimbursement and reimbursement for injury caused to you
by an uninsured or inadequately insured driver. There are many
special situations where you may need to customize your policy;
examples include installation of custom audio equipment, business
use of your auto and teenage and guest drivers, to name a few.
Homeowner, Condo Owner, Renters
One little policy does a lot. A
homeowner policy reimburses you for damage to you home from a
variety of causes. If you home is totally destroyed or you cannot
use it for a period of time, your homeowner policy will also cover
that. The insurance extends to your home's contents and liability
for damage to property of others or injury caused to someone by
you or a family member. Your policy can be personalized to include
greater levels of protection for important property, home office
situations, liability for boat ownership and additions and
alterations to your residence.
Personal Package
One policy, one bill equals
convenience and enhanced protection. We can combine your auto,
home and other coverage in one comprehensive policy. We can start
now with just your auto or home and 'package' the other coverage
when your current policy expires.
Personal Umbrella
Sometimes the coverage limits in
our automobile and homeowner policies are not enough. Litigation
today results in more and more jury awards for hundreds of
thousands or millions of dollars. An umbrella provides extra
protection of $1 million or more.
Scheduled Property
Many of us have possessions that
are not adequately protected by a standard homeowner policy.
Examples include jewelry, antiques, oriental carpets, art work,
sports equipment, collectibles, furs and firearms. Scheduling
important possessions gives you adequate levels of protection,
coverage against broader causes of loss and no deductible.
Boat
One policy includes protection
against loss to your boat, motors, trailers and equipment and
liability for property damage or physical injury to others caused
by you or other boat operators.
Home Business
More and more people are working
from home or starting home based businesses. A standard homeowner
policy affords limited protection for property and liability risks
arising from home business pursuits. We have a range of options
and can pick the one that's right for your business no matter how
small, new or established.
ATV Insurance
Insurance is not required for your
ATV but there are several situations where liability protection
you have under other policies may not apply. Some states require
insurance for ATVs operated on state owned land and your homeowner
policy may not protect you if you ride off your property. ATV
Insurance can fill in these gaps and will reimburse you if your
ATV is stolen or badly damaged. ATV Insurance includes Liability,
Medical Payments, Comprehensive and Collision coverage, much like
an Auto Insurance Policy.
Snowmobile Insurance
Tailor protection to protect
yourself from liability for injury or property damage and protect
your investment in your machine. Protection against theft,
liability, medical bills, and more.
RV Insurance
Your RV may be a motor home,
travel trailer, fifth wheel or a camper. It’s not a house and it’s
not a car and it needs special insurance protection so you can
travel safely. We have products specially designed for the RV
lifestyle.
Commercial Insurance Back to
Top
Your business faces unique risks
and needs tailored protection. We have the experience and products
to review your needs and craft a program that's just right for
you.
Business Owners Policy
Think of it as homeowner insurance
for your business. This type of policy is appropriate for many
small and medium sized businesses. It conveniently includes many
types of coverage like liability, building, business property and
loss of income.
Business Auto Insurance
Maybe your business owns vehicles
in your business or maybe you rent or lease them. Maybe you or
your employees use personal vehicles to conduct business. If so,
you need Business Auto Insurance. A Business Auto Insurance Policy
protects your business against injury to others and damage to
property as a result of business use of vehicles.
Commercial General
Liability
Your business faces exposure to
loss from legal liability from a number of sources. The CGL
provides broad protection from risks arising from your premises
and operations, independent contractors and product liability, to
name a few.
Commercial Property
Insurance
This type of policy provides
protection from loss, due to a variety of perils, to all kinds of
business property including: building structures, furniture,
inventory, equipment, and supplies, money and securities and
business records. If you have a larger or more complex business
you may need the flexibility of insuring your business property
through a Commercial Property Policy.
Commercial Package Policy
A Commercial Package is a type of
business package policy that bundles coverage together for several
things including liability, property, boiler and machinery, crime
and other optional coverage. The options available create
flexibility that allow a Package to be customized for most kinds
of business.
Workers Compensation Insurance
This type of insurance pays for
medical and rehabilitation expenses for workers injured on the
job. Lost wages are also covered. Each state governs the
compensation details, including the amounts paid. This is often a
mandatory type of insurance.
